FAQ
Frequently Asked Questions
Answers to the most common questions about our loans, investment products, and laptop financing.
Who can apply for a loan?
Salary earners with a verifiable monthly income and registered business owners can apply. You will need a valid ID, BVN, an active bank account and, in some cases, a guarantor.
What loan types do you offer?
Personal loans, business loans, salary advances and emergency loans. Each is structured differently — see the Loans page for the full breakdown.
What is the maximum repayment period?
Repayment tenures run up to 9 months, agreed with you before disbursement.
What are your interest rates?
Rates are competitive and confirmed in writing before you accept an offer. There are no hidden fees. Contact us for current pricing.
How long does approval take?
Once your documents are complete, decisions are made quickly — industry-best turnaround is what we work to.
What documents do I need?
A valid government-issued ID, your BVN, a recent bank statement covering three months, proof of income or employment, and a completed application form.
Still have questions?
Our team is happy to help. Reach us on WhatsApp, email, or through the contact form.